You can’t always protect your information. So if there is ever a time that you think you are the victim of identity theft, here are some tips to help you.
- File a report with the US Federal Trade Commission at IdentityTheft.gov. Identity theft is the top consumer complaint for the FTC for the past 13 years.
- Also file a report with the police department. This way having the FTC report and the police report make it easier when you are contacting the credit agencies or other companies that have accounts in your name.
- Flag your credit report with the fraud departments at any of the three main credit bureaus: Experian, Equifax, TransUnion. This way it notifies lenders and creditors to take an extra step to verify your identity.
- If your social security card has been compromised through the identity theft contact the Social Security Administration and the Internal Revenue Service.
- Check your computer for viruses. A common way to get your identity stolen is when a hacker puts a virus on your computer, this way they can access all your sensitive information. Get an anti-virus software installed to get rid of those pesky viruses.
- Lastly don’t ignore it! If you think there was the slightest possibility that your identity was stolen, report it! It’s better to be safe than sorry.